November 2018

Yuval Noah Harari

21 Lessons for the 21st Century - 21 Challenges for Consumers!

Yuval Noah Harari is professor of history in Israel and wrote his third masterpiece! After his books about the history and the future of mankind this one is about here and now. About the world problems of today and the challenges there are. The big picture of what is happening in the world and what the options are to go forward towards the future we REALLY want!

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October 2018

Alternative Finance Festival 2018

Alternative Finance Festival - Alternatives for the Future of Finance

The Alternative Finance Festival (AFF) was a grassroots festival throughout the Netherlands which celebrated the financial alternatives that already exist and everyone who is working on financial change, from citizen co-ops to ethical banking, from local currencies to unconditional giving. On 15 September 2018 it has been 10 years (!) since the fall of the US bank Lehman Brothers. It was the start of the financial crisis and it cost governments billions trying to save the banks. Since then several measures have been taken, but the financial sector has not fundamentally changed and we are happily moving on to a next crisis. The Alternative Finance Festival took place to show that not only things must and can be different, but that there are already many alternatives paving the way!

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September 2018


360 Feedback

IFHE Conference: What is Happening in Home Economics?
Workshop MoneyManager360 - Toolkit for LifeLongLearning

The IFHE conference last August in Osnabruck, Germany was about the latest developments in home economics, also in relation to world economy, sustainable development goals and rethinking economics and education. The International Federation for Home Economics was founded in 1908 so it is also celebrating its 110 years anniversary. The conferences in 2019 and 2020 will be in Trinidad and Atlanta, USA titled "creativity and innovation in home economics education for sustainable development". The IFHE is partner of Consumers International and United Nations.

At the conference there were sessions about research, education, consumer issues, financial literacy and sustainability. We gave a presentation on the MoneyManager360. THE easiest toolkit for bookkeeping our daily expenses for our 12 necessities of life.

Home economics changed because humanity entered the 21st century. We now live in the age of wanting to know everything, searching for the most relevant arguments and taking responsibility for our decisions and expenses. For the future(s) we want.

Download for free on the homepage of our own website

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August 2018

Responsible Consumption and Production

Sustainable Development Goals, 3 Years In Progress
United Nations HLPF / Partnership Exchange July 13

This year the High-Level Political Forum HLPF on the Sustainable Development Goals 2015-2030 took place at the United Nations Headquarters in New York July 9 - 18 including one day especially for the Partnership Exchange (we were there in 2016). The "hot items" this year were goals number 6, 7, 11, 12, 15, 17. Of which number 12 is on consumer-producer relations for sustainable development - which is our main goal! Because only by good relations the best possible sustainable developments can be achieved.

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July 2018

ICA Cartoon Archives

70 Years International Archives Day - Learning from the past to build the future

June 9 was the 70th birthday of the International Council on Archives ICA in Paris founded together with UNESCO. Called International Archives Day and promoting all archives worldwide to "go out of the box - into the world" so that everybody can learn from the past to build the future we want.

Because "the records that we preserve and make accessible ensure that the deeds and achievements of all individuals are not forgotten. They ensure that the rights and entitlements of citizens are recognised and respected. They hold the intellectual capital that will fuel our information economy. And they are the evidence of government actions that hold our governments and their officials accountable to the people that they serve. You cannot change the past, but you can change the future. And this is the principal purpose of Archives. To bring the past to the present and enable us to construct the future we want" (David Fricker, president of ICA).

In Maastricht we organized an Open Day to present our Consumer360Archive on the history of the consumer from the 20th into the 21st century, when consumer initiatives became consumer groups and consumer organizations.

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June 2018


Rethinking Education and Consumer Education

This year the State of the World published by the Worldwatch Institute has got the highly inspiring title "EarthEd - Rethinking Education on a Changing Planet". About educating the next generation to take over the responsibility for nature and for the prosperity of all mankind. Of course the book is more comprehensive than the one-page Annual Report 2014 on our own website (See: About us). This was especially written for consumers and the twelve consumer organizations working towards an economy of question and answer together with producers, traders and bankers. And that means: life(s)long learning!

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May 2018

1968 Student Revolution

The 1968 Student Revolution - Starting The Future We Want

Fifty years after the student revolution in May 1968 around the world many people, consumers, citizens, companies and politicians are working together in dialogue about quality of life, quantities of products and services and true pricing for true income. Some people doubt the progress made after the uprising capitalistic trends. But most people and most politicians in the Netherlands and the world as well are now really optimistic about the progress made and the trends towards the future. Former leader of the Green Party Prof Femke Halsema wrote a book about imagination and power (of all stakeholders) for the Month of Philosophy. Marianne Thieme, leader of the Party for the Animals (and Nature), made a lively video presentation about the urgency of a holistic view on Planet Earth. Jesse Klaver leader of the Green Party invited Thomas Piketty to talk about his book Capital and its influence on inequality. Norbert Klein started a new party for free-thinkers to build a better society based on open dialogue, basic income and working for real constructive and social politics for everyone. Internationally we saw the French president arguing to Trump that there is no Planet B so we have to work together worldwide! The Sustainable Development Goals are the new guidelines for all peoples of the world to meet each other and work for the earth and the universe as a whole!

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April 2018

VOC World Trade Organization

World Trade Organization Towards New Concepts

After the US took their decisions to tighten import/export rules and taxation, also the EU, China and many other countries are now working towards new world trade relations. Consumers of course need to have a fair and sustainable system of world trade rules to get their daily necessities of life. And it is always the consumer him/herself who pays the final price. So hopefully all discussions will lead to the best possible prices.

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March 2018

World Social Forum 2018 Crowds at World Social Forum 2018 World Social Forum - To resist is to create

Transforming the World - World Social Forum and New Business Models

The World Social Forum this year in Salvador/Bahia Brazil was again a great event! It was all about transforming the world into a one we want. Between hundreds of workshops there was one session about what to expect from the results of the World Economic Forum in Davos Switzerland last month. Seen from the perspective of the consumer-producer dialogue which becomes more and more daily, monthly and yearly activity worldwide represented by consumer organizations and marketing departments, it is interesting to see that producers and trade and marketing are also gearing up their activities to find the best possible business models. To achieve modern and mature dialogue about our daily necessities of life according to sustainability, true pricing and responsible lifestyles. We can read about those intentions not only in the guidelines of ISO 26000 or the GRI guidelines for Global Reporting but also in the book that Klaus Schwab (founder of the World Economic Forum) published last year: The Fourth Industrial Revolution ISBN 978-0-241-30075-6. He also makes the statement that transforming the world is of course only possible when ALL STAKEHOLDERS are involved and acting towards the world we want!

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February 2018

World Economic Forum Davos Switzerland Quote Klaus Schwab

Corporate Governance + Government Governance + Consumer Governance = Global Governance

The 48th World Economic Forum in Davos Switzerland was a great week where the whole world met each other to think and discuss about the future we want especially looking from the economic points of view. About sustainable and social progress towards the Global Goals Agenda 2030 and beyond. Special guest Malala spoke about the crucial role of education for girls and women not only for more equality in living and income but also for the "female" qualities in business and world trade needed to work forward to more sustainability and social progress in general.

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January 2018

Donald Trump Bees warning More than honey

Looking back and forward

January last year Donald Trump became the new president in the United States. One year later he is still in charge and the Republican party can make quite a lot of progress for the economy as such but almost nothing in the direction of sustainability and/or social welfare. The whole world is now looking to him if he will be relevant or irrelevant for the the year(s) to come ......

Also the Monsanto Tribunal last April in The Hague was like a wake-up call to the whole world that genetic engineering is still a great threat if used for commercial purposes only without asking the essential ethical and environmental questions about the sustainable future of mankind. Although the honeybees are the ambassadors of nature we have to make the right decisions as human beings, as consumers, as citizens, and as presidents as well ..... !

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December 2017

SDGs learning Partnership Exchange HLPF 2018

All noses in the same direction

The introduction of the 17 Global Goals in 2015 was a real turning point in human history turning all noses in the same direction for a better future. So many conferences, websites, seminars, books and articles in the press worldwide in this last year were about the future-we-want-in-the-making. The next conference will be July 9-18 at the United Nations in New York. If possible we will be there too at the Partnership Exchange July 13. All general and parallel sessions can be watched live-stream and also downloaded afterterwards. Thanks to the internet we are all living in a globalized world now! Together with consumers!

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November 2017

Worldbank Annual Meeting 2017 News 2017b News 2017c

A better future in the making

Worldbank and IMF had their annual meetings talking about finance but also about more equality for people's income around the world in response to the first Sustainable Development Goal SDG 1. Thanks to the economic development of China and India the percentage of extreme poverty was now less then 10 % for the first time! Because of investments and education as well. Also the annual Drucker Forum (Peter Drucker was the founding father of management theory) was titled Growth and Inclusive Prosperity.

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October 2017

Global Reporting Initiative

Global Reporting Initiative - 20 Years for Sustainable and Responsible Reporting

The Global Reporting Initiative has "conquered" the world of sustainable and responsible bookkeeping within 20 years! This tiny organization from Amsterdam has made financial reporting most fit for reading by all stakeholders including consumers.

Most of the multinational corporations registered at the stock exchanges worldwide use this all-stakeholder reporting together with the official International Financial Reporting System IFRS which was implemented in 2005. The GRI Guidelines are also designed and connected to the guidelines for sustainable and responsible production and trade ISO 26000 and ISO 20400. In the International Standards Organization ISO also most consumer organizations are involved (including us).

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July / August / September 2017

Doughnut Economics Kate Raworth

UN Global Goals Year 2 and the Rethinking of Economics

At the Headquarters of the United Nations in New York at the riverside of the East River and since the Sustainable Development Goals were agreed by all countries of the world in 2015 we followed the second Partnership Exchange conference via livestream this time. Especially the keynote speech of professor Jeffrey Sachs of Columbia University was impressive and highly motivating to go forward with all the 17 goals toward 2030 and beyond.

Also former US vice president Al Gore appeared in the news with his newest book about Why How What about Change which will become his newest bestseller. An Inconvenient Sequel describes all the issues about climate change in all the latest details and also how to help change the course of Mother Nature into the future we want.

Doughnut Economics is the newest inspiring title of a book about retinking economics in the most fundamental way. The doughnut was chosen as the picture of a ring between the minimum income needed for human lifestyles and the maximum possibilities of Mother Nature to deliver the resources for our daily needs. Professor Kate Raworth from Oxford University published this greatest bestseller-to-be this year to help economists AND consumers/citizens to adopt a more living kind of thinking in economics. It is written in a very daily language and most people read it untill the last page!

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April / May / June 2017


Put your money where your mouth is - Buy the Change!

We can change ourselves. But we cannot change the world on our own! More than 80% of our lifestyle depends upon those people to whom we asked to produce products or to deliver services for us based on the division of all labour worldwide. Because of that same division of labour and expertise we can produce of course more quality and/or more quantity for lower prices than by doing it ourselves. But of course we have also to pay the true price for true sustainability and true income of those who are our producers. Then only then we can name ithe worleconomy an economy of question and answer!

To manage our expenses and to have an agenda for the annual meetings of consumer organizations with producers it is most easy to use a household booklet and/or agenda based on the 12 necessities of life. And in all dialogues between consumers and producers we can use the 7 aspects of trade.

More and more the whole world is working towards more sustainabilty. Following the UN Sustainable Development Goals we can now see the ISO 26000 directions for producers, and since this year also the ISO 20400 for working towards fair trade and true price.

The international Triodos Bank for financing sustainability started their new slogan "Buy the Change" meant for all of us especially as consumers while we are the ones who decide to which farmer architect or carmaker etc etc our euro yen or dollar goes for a new round in our everyday purchases and financial decisions.

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March 2017

The Story of Stuff

Education Dialogue Change - Global Goal SDG 17

More than consumers are taking their everyday decisions to buy or not to buy products or services for their daily living. Education about the world around us is now more important than ever because of the many problems in all areas of our cultural social and economical world order.

Towards a new economical and social world order dialogue on a regular basis between consumers and producers is the essential basis. Only by meeting each other live (and via internet) understanding of the real problems and possible solutions can be managed and innovations triggered for the future we want. By asking better questions we can hope for better answers and better solutions!

From a macrocosmic point of view and way of thinking, through all possible arguments about the WHY HOW and WHAT towards a final "Put your Money where your Mouth is".

From Sustainable Development Global Goals via the worldwide agreed ideas about sustainability in ISO 26000 we can change the world around us in the best possible directions!

From the Story of Stuff through Change towards Solutions!

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February 2017


Dialogue Dialogue Dialogue - Global Goal SDG 12

The Global Goal SDG 12 requires a systemic approach and cooperation among actors operating in the supply chain, from producer to final consumer. It involves engaging consumers through awareness-raising and education on sustainable consumption and lifestyles, providing consumers with adequate information through standards and labels and engaging in sustainable public procurement, among others. This is the official text of SDG 12 of the United Nations declaration about the Sustainable Development Goals 2015 - 2030.

For this purpose the international guidelines for sustainable production and consumption ISO 26000 and especially the follow up of these guidelines the newly introduced ISO 20400 about dialogue in the supply chain are providing the information infrastructures and suggestions for dialogue among ALL stakeholders about ALL aspects of ALL products and services we need for our daily living (January 2017 - to be published May 2017). We were (partly) involved in the Dutch working group to think about the consumer aspects and because dialogue is the main instrument for working towards the future we want.

And whatever product or service we are communicating about it is always about the seven aspects of all trade: quality, quantity and price, about guarantees, and finally about payment, delivery and user issues. These are the aspects of trade as described in every book about economics and globalization. The modern aspects of trade are now also sustainability, true pricing, labelling and ethics.

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January 2017


Education in the 21st Century - Consumer Freedom and Responsibility

The year 2016 was full of activities and conferences about education, THE most important Global Goal for making the future we want. Especially the education of the next generations in schools and universities for finding their ways to cope with all the worldwide problems now and in the future. But also of course for the adults of today, and for all organizations in business, government and non-governmental organizations.

On January 10 this year even President Obama gave us in his Farewell Speech the urgent wake-up call to become more and more active citizens to make democracy work! Freedom and responsibility are the two sides of the same coin!

United Nations Partnership Exchange

July 18 we visited the United Nations Partnership Exchange conference in New York for the first year evaluation of the Sustainable Development Goals 2015-2030 and for looking forward for the year(s) to come. About three hundred participants representing partner organizations from around the world reported about their activities and about the plans for the future. Looking toward the little green park outside the building we saw the great bronze statue of the archangel Saint Michael on his horse with a long spear fighting the dragon of evil. This could give us an image of hope that the Global Goals will be reached even if everything looks to be too difficult sometimes.

International Conference on Consumer Research

September 26 we were in Bonn Germany at the International Conference on Consumer Research ICCR for the latest results of researchers from around the world. Bonn is also the residence of the International Federation for Home Economics IFHE the worldwide organization for teachers and researchers in home economics.since 1912, Especially interesting was the closing keynote speech of Frank Trentmann author of the book just launched one month earlier about the complete history of THE consumer. His book The Empire of Things is already a bestseller from day 1 and a masterpiece for reading not only for researchers but for every consumer as well!

International Conference on Financial Education

October 13 the International Conference on Financial Education was held in Auckland New Zealand organized by the OECD / INFE. Especially for research about financial literacy teached in schools. This time a little bit too expensive for us to go but we hope to join a conference in the future. It also triggered us to renew our contacts with editors for an upgraded reprint of our own financial agenda the Consumer360Manager.


At TedxAmsterdmED in March and TEDxNyenrodeUniversity in October we learned a lot about the latest developments in education worldwide not only related to schools and universities but also in lifelong learning and even in learning how to win the Olympic Games by accepting yourself and not only thinking about the top you want to reach!

Club of Rome

And last but not least we were invited for the two day seminar at Nyenrode University organized by the Club of Rome in the Netherlands. A highly inspiring seminar about how we can really change our habits necessary for real change towards a better world. Professor Dennis Meadows who ws co-founder of the Club of Rome and the co-author of the Limits to Growth in 1972 introduced his latest bestseller to be The Climate Change Playbook! He presented all 22 games how to learn to change our habits for real change!

The world in dialogue - the future of marketing

For the years to come education will be highest priority for all of us consumers young and old because WE are the change! And working towards an economy of question and answer we are the ones to ask better questions so that producers can give us better answers in delivering better products and better services. For that we need all kinds of platforms and activities to exchange needs and possibilities. Consumer organizations and inititiatives will be the game changers towards new business models of this new bottom-up marketing.

Consumer360Academy and catalyzing change

In 1980 November 11 our chairman started his research project about new consumer initiatives and consumer organizations and the role of the single consumer and the management information needed to be able to find relevant arguments to take best possible decisions, Working at the newly founded Triodos Bank for sustainable and ethical business finance he had the opportunity to meet many new initiatives in all kinds of projects in agriculture and food, healthcare, education, housing, transport, communication etc etc. After seven years of research and many newsletters he published in 1998 his sixty page book Consumer freedom and responsibility - towards the 21st century. Founding the Free Consumers Association in 2001 was the next step and the website Consumer360Academy in 2004 the final step to inform consumers and organizations worldwide. By ongoing research, following all the news in the world, helping many projects by lobbying and moderating, with brainstorms or a simple email about an interesting article or link, helping where possible in catalyzing change.